Car Insurance | Santam

Car insurance

Your car is an indispensable part of your life. Make sure it’s sufficiently protected against damage, loss, third-party claims and other risk with the right car insurance.

This cover is for any car, light delivery vehicle, motorcycle, trailer or caravan.

Cover options include:

  • Comprehensive: accidental loss of or damage to your vehicle, including amounts for which you are legally liable to a third party if the liability relates to the vehicle.
  • Limited (fire, theft and hijacking): accidental loss of or damage to your vehicle, only if the loss or damage is caused by fire, lightning, an explosion, theft or hijacking, attempted theft or hijacking, and amounts for which you are legally liable to a third party if the liability relates to the vehicle.
  • Third-party only: amounts for which you are legally liable to a third party if the liability relates to the vehicle.

Comprehensive car insurance includes, but is not limited to, the following benefits:

  • The option of replacing a vehicle after theft or loss with a similar new one, subject to terms and conditions;
  • The option to insure your vehicle for a guaranteed value;
  • Replacement costs for locks, keys and remote controls.

Car spending more time at home?

You could save up to 20% on your car insurance premium with SmartPark™.

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