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In addition to the usual limitations for a probationary driver, they will also be liable for a deductible for “inexperienced drivers”. The inexperienced driver refers to one who has “less than two years of driving experience”, so probationary drivers are considered as ‘inexperienced’ by this criterion.

Besides the deductible for inexperienced drivers, probationary drivers should also take note of the insurance premium.

Above all, probationary drivers should list their names in the insurance policy. If any untruthful/dishonest action has been committed just to save money, the insurance company has the right to refuse compensation because the policyholders have breached the doctrine of utmost good faith.

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