Most U.S. auto insurance policies won’t cover you, your vehicle, or your belongings if you drive into Mexico. To have coverage, you must buy a Mexico tourist auto insurance policy that’s separate from your main auto insurance policy and underwritten by a Mexico-domiciled insurance entity.
Mexico tourist auto insurance policies are customizable and competitively priced for short-term or extended tours (from 1 day up to 1 year), and include physical damage, liability, vandalism, partial theft, medical payments, and roadside assistance coverage options. You can get a tourist auto insurance policy that cover cars, trucks, campers, RVs, boats, and toy haulers that are towed behind your vehicle.
It’s important to obtain a Mexico insurance policy before your visit; as soon as you cross the border into Mexico, you likely won’t be covered by an American or Canadian auto insurance policy if you get into an accident. Liability insurance is legally required to operate a non-Mexico plated vehicle in Mexico.
Mexico auto insurance is low cost compared to paying out of pocket for expenses from an accident, delays, or detainment when meeting with authorities. Accidents can and do happen, even if you’re making a quick trip to popular border towns like Tijuana, Ensenada, Tecate, Mexicali, Nogales, Agua Prieta, Ciudad Juarez, Piedras Negras, Nuevo Laredo, Reynosa, or Matamoros.
A full-coverage insurance policy is even more important if you’re going on an extended trip to Mexico to visit loved ones or to tour areas like Chihuahua, Sonora, Coahuila, Durango, Oaxaca, Tamaulipas, Jalisco, Zacatecas, Baja California Sur, Chiapas, Veracruz, Baja California, Nuevo León, Guerrero, San Luis Potosí, Michoacán, Sinaloa, Campeche, Quintana Roo, Yucatán, Puebla, Guanajuato, Nayarit, Tabasco, Hidalgo, Querétaro, Colima, Aguascalientes, Morelos, Tlaxcala, and Mexico City. From minor fender benders to major accidents, you’ll want reliable auto insurance policy that covers you and your loved ones.
Get up to $500,000, third-party liability limits at a low cost. Choose the coverage that’s right for you; physical damage, theft, vandalism, and medical payments can be customized with low deductibles.
AAA Travel has some of the best online policies at a low cost and can help you cover vehicles including motorcycles, ATVs, UTVs, and watercrafts.
If you’re involved in a car accident in Mexico without car insurance, you could be arrested and even detained in jail if you don’t comply with Mexican law. If you drive in Mexico before your policy starts or after it ends, you will not have coverage and will likely face fines and penalties. Keep in mind that you will likely be asked to show your Mexico insurance policy if you are stopped for a traffic infraction.
If you’re bound for Mexico, let us give you a free online quote on a hassle-free policy with a great rate. It doesn’t matter if you have a minimal policy that covers just liability or a full coverage policy including roadside assistance in Mexico. We’ll provide fast claims instructions handling for all levels of coverage.
If you need help planning your vacation to Mexico, you can always connect with a trusted AAA travel advisor by phone or at a branch. They can help you plan a quick Mexico vacation close to the border or in a resort town on the beach. You can view some special AAA deals online or check out limited-time offers from our preferred partner Pleasant Holidays, which specializes in spa, golf, and all-inclusive vacations in areas like Cancun, Cabo San Lucas, Cozumel, Puerto Vallarta, Acapulco, Mazatlan, Playa del Carmen, Tulum, Zihuatanejo, and Isla Mujeres.
If you’re not just Baja bound and are planning a more extensive trip to Mexico or other countries beyond the United States, consider travel insurance to cover you and your family, and an international drivers permit (IDP). We can also help with your passport or visa photo and even expedite your passport or visa. We have many international travel resources to help plan your trip.