US citizen travel insurance
Traveling while exciting, usually involves some risks; the high cost of health care and unexpected travel emergencies creates the need for good travel insurance. US Citizens travelling both within and outside of the US borders need the best travel insurance. US citizens travelling beyond the radius of 100 miles from their residence are eligible for domestic travel insurance along with for all overseas travel for which there is international travel insurance.
The travel industry has been severely disrupted with the Covid19 pandemic, the Ukraine war, hurricanes and extreme weather conditions associated with changing travel rules, shortage of staff in airlines and airports, long airport security checks, delayed or cancelled flights, long waits at airports, lost or delayed baggage, Coronavirus sickness and Quarantine requirements.
All of these factors often result in forced changes to one’s travel plans and this can result in huge financial loss, especially if there is an expensive vacation planned with connecting airline tickets, hotels or cruise bookings.Buying the best Cruise travel insurance is recommended for cruise vacations.
Sometimes there are situations like work related problems, travelers or family members health conditions, that bring in change in travel plans that are outside of the traveler’s control.Travel insurance with cancel for any reasons offers coverage for such situations and provides complete flexibility in travel plans to cover the trip itself.
While travelling along with the investment in the journey itself, the most important part of the travel is the health of the traveler. Travel insurance for US older travelers is particularly important as there is an increased risk of unexpected health emergency or accidents during the travel which can be very expensive. There are also US citizens travel insurance with pre-existing conditions coverage which provide cover for unanticipated acute onset of pre-existing ailments, again very important for senior citizens. All of these expenses can be covered by the best US travel insurance. US travel insurance plans offers coverage to minimize the traveler’s expenses especially since US Medicare and other domestic health insurance provide little or no coverage outside the US borders. Travel insurance is crucial and becomes the main insurance coverage for US citizens when they lack other health insurance.
Travel insurance plans for older US travelers with Medicare coverage
US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US. International travel always involves risks.
This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
Older traveler Insurance
Globehopper travel medical insurance offered by International Medical Group (IMG) is specifically designed for US citizens and US permanent residents aged 65 years and older.
The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip. The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation.
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