Bodily injury liability
Helps cover expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.
$25,000 limit per person/$50,000 limit per accident
Property damage liability
Helps cover expenses related to the damage of another person’s property — like vehicles, homes, buildings and other structures — when an accident is your fault.
$10,000 limit
Uninsured motorist
Helps cover your medical expenses if you’re in an accident, the other driver is at fault and doesn’t have any insurance.
$25,000 limit per person/$50,000 limit per accident
Underinsured motorist
Helps cover your medical expenses if you’re in an accident, the other driver is at fault and doesn’t have enough liability insurance.
Not required
Personal injury protection
If you and/or your passengers are hurt in an accident, this helps cover medical or funeral expenses.
Not required
Collision
Helps cover expenses to repair or replace your vehicle that’s been damaged in an accident.
Not required¹
Comprehensive
Helps cover expenses to repair or replace your vehicle that’s been stolen or damaged by things like storms or vandalism.
Not required¹